47 Steps to Save Money

Managing money like learning to ride a bike. Many people are most interested to look for the best way to make more money. However, save money is more important than make money!

How to save money & how to make extra money.

Here are 47 finance tips to use money smartly and cleverly!!!

Small Savings

saving money

  1. To get start, you can take the small steps:
  2. Shoeboxed: It is a free  online service where you are keeping track of things
  3. Using  online Rebate Programs.
  4. Clip coupons.
  5. Don’t buy coffee every day.
  6.  Bring your lunch to work with you
  7.  Apply for rebates.
  8.  Cook at home- It’s can make for healthier, less expensive and dining.
  9. Leftovers
  10. Buy generic (store ) brands
  11. Drink water from the tap
  12. Stay away from vending machines
  13. Eat out during lunch
  14. Make your own laundry detergent
  15. Use homemade household cleaners
  16. Use customer rewards
  17. Make gifts for others
  18. Entertain at home rather than going out
  19. Spend quality time with the family
  20. Replace soda with water
  21. Home haircuts
  22. Get your music streamed

Medium Savings

Then, you should take it up level

  1. Cut the cable/satellite
  2. Get rid of a phone
  3. Use your library
  4. Get ebooks
  5. Cancel subscriptions
  6. Be more energy efficient at home
  7. Improve your fuel efficiency
  8. Avoid driving
  9. Properly care for what you have
  10. Cancel your gym membership
  11. Ask to have fees waived
  12. Travel smart
  13. Look for low-fee investments

Big Stuff

 Here are a few ways you should really kickstart your savings in a big way.

  1. Refinance your home
  2. Increase your insurance deductibles
  3. Pay down consumer debt
  4. Buy a late model used/lease return

Change your Habits 

If you want to save money, you should change and develop your habits 

  1. Learn to say no
  2. Practice conscious spending
  3. Avoid spending triggers
  4. Automate your savings
  5. Institute a waiting period
  6. Comparison shop
  7. Consider used

We hope that you will find these tips helpful. Sharing your saving tips in the comment box. Thanks for reading!

Source: FinancialHighway